How to Close Paytm Postpaid Account Permanently

How To Close Paytm Postpaid Account Permanently

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    Many people are facing the problem of how to close Paytm Postpaid account permanently after opening it. If you’re one of the many people who have opened a Paytm Postpaid account but want to close it permanently, you might be wondering how to do so.

    While opening a Paytm Postpaid account is easy and convenient, closing it requires following a specific process.

    In this article, we’ll discuss how to close your Paytm Postpaid account permanently and provide answers to some frequently asked questions.

    Paytm Postpaid is a digital credit facility offered by Paytm that allows users to purchase goods and services and pay for them later. It offers a monthly credit limit to the user that can be used to pay bills, shop online, and much more. You can think of it as a virtual credit card that is linked to your Paytm account.

    To open a Paytm Postpaid account, follow these steps:

    1. Open the Paytm app on your device.
    2. Click on the “Postpaid” option located in the “Services” dropdown menu.
    3. Click on the “Activate your Paytm Postpaid” button.
    4. Complete the KYC process, which involves providing personal and financial information.
    5. Once the KYC process is complete, your Paytm Postpaid account will be activated.

    Using Paytm Postpaid is as simple as using your credit or debit card for making purchases. Here’s how to use it:

    1. Choose the “Paytm Postpaid” option at checkout on the merchant platform.
    2. Enter the required details and proceed with the payment.
    3. You will receive a notification of the successful transaction.
    4. The payment will be added to your Paytm Postpaid bill, which you can pay later.

    The Paytm Postpaid limit is usually assigned based on various factors such as your credit score, transaction history, and other financial details. However, you can request a limit increase by following these steps:

    1. Open the Paytm app on your device.
    2. Click on the “Postpaid” option located in the “Services” dropdown menu.
    3. Click on the “Credit Limit” option.
    4. Enter the required details and submit the request.
    5. The Paytm team will review your request and notify you of any changes.

    Here is a table summarizing the Paytm Postpaid Charges:


    A: No, you need to clear all the dues on your Paytm Postpaid account before you can close it permanently. Make sure there are no pending payments before attempting to deactivate your account.

    A: No, there is no fee for closing a Paytm Postpaid account. However, if there are any pending dues, you will be required to clear them before closing the account.

    A: The process of closing a Paytm Postpaid account can vary in duration. It may take a few minutes or a few hours, depending on the customer support team’s availability and workload.

    A: No, once you have closed your Paytm Postpaid account, it cannot be reopened. If you wish to use Paytm Postpaid services again, you will need to go through the application process and create a new account.

    A: Closing your Paytm Postpaid account will not affect your other Paytm services. Your other Paytm accounts and services will remain active and unaffected by the closure of your Paytm Postpaid account.

    Last Updated on 3 months

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      Vishal Kumar

      Vishal is a content writer who writes articles on various topics and is currently working as a writer on loan, banking, and business related financial topics on LOANPANDIT website. Vishal works to explain financial concepts to the readers in a very simple way through his attractive and informative articles. Their goal is to empower people to make financial decisions.

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