A Step-by-Step Guide to Applying for an MSME Loan with CGTMSE Scheme!

CGTMSE Scheme

Check Eligibility

Ensure your MSME qualifies for a CGTMSE loan—micro, small, or medium-sized enterprise, with eligible activities and no outstanding NPAs.

1

Choose A Lender

Explore options from banks, NBFCs, and financial institutions listed under CGTMSE, ensuring a diverse range of choices.

2

Gather Documents

Collect necessary paperwork, including Udyam Registration Certificate, financial statements, project reports, and income tax returns.

3

Fill Application Form

Obtain the CGTMSE application form from your chosen lender, accurately provide information, and attach required documents.

4

Submit Application and Undergo Assessment

Submit the completed form to the lender for creditworthiness assessment and a thorough evaluation of your business viability.

5

Receive Sanction Letter

Upon approval, receive a loan sanction letter outlining terms and conditions, paving the way for a successful loan disbursement.

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