Do you need money and want a loan with low interest, easy payments, and quick approval? If yes, Fullerton India Personal Loan might be good for you. Fullerton Personal Loan is a product of SMFG India Credit Company Limited which was formerly known as Fullerton India Credit Company Limited.
It is a leading NBFC company. Fullerton India Personal Loan is there to support you with personal needs like emergency medical expenses, home renovation and purchase, Marriage function, fees of education, traveling expenses and more.
Fullerton Personal Loan Interest Rate
The interest rate for Fullerton Personal Loan ranges from 11.99% p.a. to 25% p.a., but sometimes interest rate can be changed according to your income, credit score, loan amount, loan tenure, and previous relationship with the lender. Check your credit report in free.
Fullerton India Calculator for Personal Loan
You can use this Calculator for Personal Loan to estimate your loan eligibility, EMI, interest rate, and total cost of the loan. You can enter your desired loan amount, tenure, and income details and click on “Calculate” to get the results.
Features and Benefits of Fullerton Personal Loan
- You can borrow up to Rs. 25 lakh as per your eligibility and requirement.
- Interest rates starting from 11.99% p.a. onwards, depending on your credit profile and loan amount.
- Can repay your loan in easy EMIs over a tenure of 1 year to 5 years as per your convenience.
- Instant approval and faster disbursal in your bank.
- Get a loan without any collateral or guarantor.
Fullerton Personal Loan Eligibility Criteria
To be eligible for Fullerton Personal Loan, you need to meet the following criteria:
- Indian Citizenship Applicant can apply Fullerton India Personal Loan
- Age between 21 years – 65 years is good for a Fullerton Personal Loan.
- Your minimum monthly salary should be Rs.15,000 and above for Fullerton Personal Loan.
- If you are a self-employed individual then your monthly earnings should be minimum Rs. 20,000 and above.
- You must have a good credit history and repayment capacity.
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Document Required for Fullerton Personal Loan
The following documents are required for Fullerton India Personal Loan:
- Photo ID proof: PAN card, Aadhaar card, passport, driving license, voter ID, etc.
- Current address proof: Aadhaar card, passport, driving license, voter ID, utility bill, rent agreement, etc.
- Last 3 months bank statement showing your salary or income credits.
- Last 3 months salary slips or income proof for salaried individuals.
- Proof of business existence and income tax returns for self-employed individuals.
- Passport-size photograph.
How to Apply Fullerton Personal Loan Online
You can apply for Fullerton Personal Loan online in a few simple steps:
- Visit the official website of SMFG India Credit and click on “Apply Now” under the Personal Loan section.
- Fill in the online application form with your personal, professional, and financial details.
- Upload the required documents such as identity proof, address proof, income proof, bank statement, and passport-size photograph.
- Submit the application and get an instant decision on your eligibility and loan amount.
- If approved, sign the loan agreement and submit the post-dated cheques or ECS mandate for repayment.
- Receive the loan amount in your bank account within 24 hours of approval.
How to check Fullerton Personal Loan Status Online & Offline
You can check the status of your Fullerton Personal Loan application online or offline in the following ways:
- Online: You can visit the official website of SMFG India Credit and click on “Track Application” under the Personal Loan section. You can enter your application reference number or mobile number and date of birth to check the status of your application.
- Offline: You can call the customer care number of SMFG India Credit at 1800 103 6001 (toll-free) or 022 6749 1234 (chargeable) and provide your application reference number or mobile number to check the status of your application. You can also visit the nearest branch of SMFG India Credit and enquire about the status of your application.
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Fullerton India Customer Care Number
If you have any queries or complaints regarding your Fullerton Personal Loan, you can contact the customer care team of SMFG India Credit through the following channels:
- Phone: You can call the toll-free number 1800 103 6001 or the chargeable number 022 6749 1234 from Monday to Saturday, 9:00 AM to 7:00 PM, except on public holidays.
- Email: You can write an email to namaste@smfgindiacredit.com with your loan account number and query or complaint details.
Conclusion
Fullerton Personal Loan is a convenient and affordable way to fulfill your personal and professional needs. It offers attractive interest rates, flexible repayment options, and quick approval and disbursal of the loan amount. You can apply for Fullerton India Personal Loan online or offline and get the money in your bank account within 24 hours of approval.
You can also check the status of your loan application and contact the customer care team of SMFG India Credit for any assistance. Fullerton India Personal Loan is a product of SMFG India Credit Company Limited, a trusted and reputed non-banking financial company in India.
Suggested Read: 10000 Personal loan
FAQs – fullerton personal loan
Q.1 What is the minimum and maximum loan amount that I can borrow from Fullerton India Personal Loan?
You can borrow a minimum of Rs. 50,000 and a maximum of Rs. 25 lakh from Fullerton India Personal Loan, depending on your eligibility and requirement.
Q.2 What is the minimum and maximum loan tenure that I can choose from Fullerton India Personal Loan?
You can choose a loan tenure of 1 year to 5 years from Fullerton India Personal Loan, depending on your convenience and repayment capacity.
Q.3 What are the processing fees and other charges that I have to pay for Fullerton India Personal Loan?
You have to pay a processing fee of 3% to 6% of the loan amount for Fullerton India Personal Loan. You may also have to pay other charges such as pre-closure charges, late payment charges, cheque bounce charges, etc., as per the loan agreement.
Last Updated on 6 months
