Are you facing financial difficulty and need 25000 rupees loan urgently? Do you want to get a quick and easy loan online without any trouble? If yes, then you have come to the right place.
On LoanPandit platform you will get the right resource to fulfill your urgent need of a Rs 25000 loan. You can use this money for different purposes like medical treatment, education expenses, home repair, wedding or any other urgent need.
We can help you get the loan amount in your bank account very quickly. In this article, we will tell you everything you need to know about getting an urgent loan of Rs 25000 online with help from LoanPandit.
Features and Benefits of 25000 Rupees Loan
Our Platform provides resources to get an urgent loan of Rs 25000 online. Here are some of the benefits of 25000 Rupees Loan:
- Low interest rates: We offer emergency loans at low-interest rates starting from as low as 10.00% per annum. You can compare our interest rates with other lenders and see the difference for yourself.
- Fast and easy online process: You can reach your loan amount on our website in just a few minutes. All you need to do is fill a simple online form, provide basic personal details and IDs. You will get instant approval. You do not need to visit any branch or meet any agent.
- Flexible repayment tenure: You can choose a repayment tenure that suits your budget and convenience. You can repay the loan in easy EMIs between 3 to 36 months.
- No collateral: You do not need to pledge any asset or security to get an emergency loan from us. We do not ask for any collateral or guarantor. Your loan is approved based on your income, credit score, and other factors.
- No hidden charges: You only pay what you see. There are no processing fees, prepayment charges, late payment fees or any other extra costs.
Interest Rates for 25000 rupees loan urgently
The interest rate for a 25000 rupees personal loan can differ based on various lenders. Typically, the interest rate begins at around 10.00% when you apply for a loan and can go up to 45% or more per year. This depends on your credit history. If your credit profile is good, you can easily get a 25000 loan with a good interest rate.
Eligibility Criteria for 25000 Rupees Loan Urgently
To apply for an 25000 Rupees Loan Urgently on our website, you need to meet the following eligibility criteria:
- Age: You should be at least 18 years old and not more than 60 years old.
- Income: Minimum monthly income should be Rs 15000. You can be a salaried employee or a self-employed professional or business owner.
- Credit score: A good credit score of at least 650. A higher credit score indicates a lower risk of default and a better chance of getting a loan approval.
- Residence: You should be a resident of India with valid address proof like Aadhaar card, passport, or utility bill.
Documents Required for 25000 Rupees Loan Urgently?
To verify your eligibility and identity, you need to submit the following documents along with your online loan application:
- Identity proof: You need to provide a copy of your PAN card, Aadhaar card, voter ID card, passport, or driving license.
- Address proof: You need to provide a copy of your Aadhaar card, voter ID card, passport, utility bill, or rent agreement.
- Income proof: You need to provide a copy of your salary slip, bank statement, income tax return, or business proof.
How to Apply for 25000 Rupees Loan Urgently?
Applying for an urgent loan of Rs 25000 is very easy and convenient. You can follow these simple steps to get an emergency loan online:
Step 1: Fill out the form with your name, PAN number and Aadhar card, mobile number and address, and so on.
Step 2: Submit the form to receive an OTP to your mobile phone and email address.
Step 3: Verify your identity and wait for a call from a customer service representative who will assist you in obtaining the loan.
Step 4: Accept the loan offer and sign the loan agreement in step four. Within few hours, the loan amount will be transferred to your bank account.
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Comparison of 25000 Rupees Loan with other lenders
There are many other lending platforms that offer 25000 Rs. Personal loan.
Platform | Interest Rate | Loan Amount | Loan Tenure | App Rating |
Tata Capital | 10.99% P.A onwards | Up to Rs. 50 lakh | 12 to 72 months | 4.5 |
SmartCoin | 2.50% per month | Rs. 1,000 – Rs. 4 lakh | 3 to 18 months | 3.7 |
NIRA | 1.67% – 2.25% per month | Rs. 10,000 – Rs. 1 lakh | 3 to 12 months | 4.3 |
Navi Finserv | 9.90% P.A onwards | Up to Rs. 2 lakh | 10 to 36 months | 4.5 |
MoneyTap | Starting at 13.99% P.A | Rs. 1,000 – Rs. 15 lakh | 3 to 24 months | 3.3 |
Money View | 1.08% – 2.17% per month | Rs. 3,000 – Rs. 5 lakh | 2 to 36 months | 4.1 |
KreditBee | 1.02% – 2.49% per month | Rs. 1,000 – Rs. 4 lakh | Max 24 months | 4.5 |
IndiaLends | 12% – 30% P.A | Rs. 8,000 – Rs. 10 lakh | 3 to 36 months | 4.4 |
eBorrow | 1.5% per month | Rs. 500 – Rs. 45,000 | Max 4 months | 4.4 |
Dhani | 1.33% per month | Rs. 5,000 – Rs. 10 lakh | Up to 60 months | 4.7 |
| Explore Alternative Instant Personal Loan choices as well | |
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What is the EMI for a 25000 Rupees Loan? Find Out Here
EMI for 25000 Rs on different Interest Rates | |
1 year Interest Rate | Monthly EMI (₹) |
10% | 2,187.77 |
11% | 2,204.62 |
12% | 2,221.64 |
15% | 2,263.45 |
20% | 2,349.69 |
25% | 2,441.67 |
How to Calculate EMI of 25000 rupees Personal Loan
To calculate the EMI for 25000 rupees loan, you can use the following steps:
Decide the loan amount, interest rate, and loan tenure. For example, let’s say you want to borrow ₹ 25,000 at 15% interest rate for 1 year.
Convert the annual interest rate to monthly interest rate by dividing it by 12. For example, 15% / 12 = 0.0125.
Use the EMI formula to calculate the monthly installment.
Conclusion
If you urgently require a 25000 rupees loan, there’s no need to stress. Loanpandit.com is available to assist you in discovering the most suitable loan choices for your immediate cash requirements. Applying for a 25000 rupees loan online is quick and easy and you can expect the funds to be deposited into your bank account within a few hours.
FAQs
To get a 25000 rupees loan on an Aadhar card you need to apply online with a lender that offers Aadhar card loans. You need to fill an application form, submit your Aadhar number and complete the e-KYC verification. If you are eligible, you can get instant approval and disbursal of the loan amount.
If you need a 25000 rupees loan urgently without salary you may have to look for alternative sources of income proof like bank statements, income tax returns or business receipts. You may also need to have a good credit score and a stable repayment history. Alternatively you can apply for a loan with a co-applicant or a guarantor who has a regular income and a good credit profile.
Yes, you can get a 25000 Rs personal loan from various lenders in India. You need to meet the eligibility criteria. You also need to provide the required documents details and bank details. You can apply online or offline for a personal loan and get instant approval and disbursal.
The time taken to get an emergency loan of Rs 25000 varies from lender to lender and from case to case. You can get an urgent loan of Rs 25000 within a few hours or days depending on the verification process and the bank’s policies.
