As you know, banks play a very important role in our personal financial management in which we deposit and withdraw our money. We also need to keep an eye on our money but nowadays no one has time to go to the bank. Due to lack of time, many people find it a difficult task to go to the bank and get information about their account.
Banks have also given many options to get bank account information, using these you can check your account balance without going to the bank. Today in this article we will tell you various ways to check your bank balance. In this article we will pay additional attention to the use of balance check numbers by mobile phones. We’ll also talk about why these methods are good and how to keep them safe.
What is a bank balance check number?
Before we talk about how to check your bank balance let’s first learn what a bank balance check number is. A bank balance check number is called a special set of numbers that lets you easily and conveniently get information about your bank account. Banks give out these numbers for users and each bank has its own unique one.
How is it used to check the bank balance?
Checking your bank balance is easy and fast. Just call the special number on your mobile phone and follow the instructions you hear on the phone. The system will ask for your account information and once it checks everything it will provide the details of your account balance. It is a fast and trouble-free way to keep track of your money.
Benefits of using the check number to check the bank balance
Instant Access
A big benefit of using a bank balance check number is that it lets you quickly see how much money is in your account. You can do this anytime and anywhere, even if you don’t have the internet. This is especially helpful in places where the internet might not work well.
No Internet Required
Unlike using mobile banking apps or internet banking, checking your balance with a bank number doesn’t need the internet. This means you can do it even in places where the internet is not very dependable like remote areas.
Universality
Nearly every big bank in India provides balance check numbers which means they are available for people with accounts in all types of banks across the country. It doesn’t matter if you have an account in a government bank, a private bank or a local cooperative bank – you can use this method.
No Additional Costs
Using a bank balance check number is usually free or incurs minimal charges, making it cost-effective for account holders.
No Need for a Smartphone
You don’t need a smartphone to use a check number. Even a basic mobile phone can be used to access your account balance, making it accessible to a wider audience.
Check Bank Balance of Top Banks in India
Now, let’s explore how some of the top banks in India offer the convenience of checking your account balance using bank balance check numbers.
HDFC Bank
HDFC Bank provides two options for customers to check their account balance: SMS banking and Toll-free mobile banking. These services enable customers to inquire about their balance, request a cheque book and check the status of their issued cheques. Check HDFC bank Interest rate
Toll-Free Mobile Banking:
- Account Balance: Call 1800-270-3333
- Mini Statement: Call 1800-270-3355
- Cheque Book: Call 1800-270-3366
- Account Statement: Call 1800-270-3377
SMS Banking:
- Account Balance: SMS ‘BAL’ to 5676712
- Mini Statement: SMS ‘TXN’ to 5676712
Cheque Status Enquiry: SMS ‘6-digit cheque number’ to 5676712
State Bank of India
State Bank of India leads the way with its innovative facility known as SBI Quick – Missed Call Banking. This free service enables SBI customers to conduct account balance inquiries and obtain mini statements by simply giving a missed call or sending an SMS to a pre-defined mobile number from their registered mobile numbers. Check SBI Personal loan Interest rate.
Key Features:
- No need to remember keywords or mobile numbers.
- No internet connection required after installing SBI Quick.
- One-time registration: SMS ‘REG Account Number’ to 09223488888 from the registered mobile number.
- Services include Balance Enquiry, Mini Statement, Cheque Book Request, e-statement, and more.
Axis Bank
Axis Bank offers an easy-to-use Missed Call Service for balance enquiry and mini statements. Simply dial the provided numbers based on your language preference. Cheeck Axis bank Personal loan Interest rate.
Key Features:
- Account Balance: Dial 1800-419-5959 or 1800-419-5858 (in Hindi)
- Mini Statement: Dial 1800-419-6969 or 1800-419-6868 (in Hindi)
ICICI Bank
ICICI Bank offers a convenient Missed Call Service that allows customers to check their account balance and view the last three transactions via SMS. All you need to do is give a missed call to the ICICI Balance Enquiry Number or send an SMS with the specified keyword from your registered mobile number. Check ICICI bank Interest rate.
Key Features:
- Balance Check: Give a missed call to 9594612612 or SMS ‘IBAL’ to 9215676766.
- Last Three Transactions Enquiry: Give a missed call to 9594613613 or SMS ‘ITRAN’ to 9215676766.
Punjab National Bank (PNB)
PNB provides a missed call service that allows customers to check their account balance through a toll-free number or a specified landline number. To utilize this service, it’s essential to register your mobile number with the bank. Also check PNB interest rate.
Key Features:
Account Balance: Give a missed call to 1800-180-2223 (Toll-free number) or 0120-2303090.
Check Bank Balance of Top Banks in India
| Bank | Missed Call Service Number(s) | Other Info |
| Bank of Baroda | 09223011300 | Savings, Current, CC and OD accounts |
| Andhra Bank | 09223011300 | Savings, Current, CC and OD accounts |
| Indian Bank | 09224150150 | Account balance with details of the last five transactions |
| Canara Bank | 09015483483, 09015734734, 09015613613 | Account Balance in English, Last 5 transactions: English, Recent 5 transactions: Hindi |
| Bank of Maharashtra | 09222281818 | Get an SMS with details |
| Corporation Bank | 09268892688, 09289792897 | Balance enquiry in English, Balance enquiry in Hindi |
| Central Bank of India | 09555244442, 09555144441 | Balance Enquiry, Mini statement |
| Indian Overseas Bank | 08424022122, 09210622122 | SMS ‘BAL last 4 digits of the account number, Missed call service |
| Dena Bank | 09289356677, 09278656677 | Balance Enquiry, Last 4 transactions |
| Indian Bank | 09289592895 | |
| IDBI Bank | 1800-843-1122, 1800-843-1133 | Balance Enquiry, Last Five Transaction |
| Indian Overseas Bank | 08424022122, 09210622122 | SMS ‘BAL last 4 digits of the account number, Missed call service |
| Punjab and Sind Bank | 07039035156 | Toll-free number |
| Union Bank of India | 09223008486 | SMS ‘UBAL account number’ for account balance, SMS ‘UMNS account number’ for mini statement |
| Syndicate Bank | 09210332255 | |
| UCO Bank | 1800-274-0123 | No missed call balance enquiry service, Toll-free Number |
| Kotak Mahindra Bank | 1800-274-0110 | Toll-free service |
| Dhanlaxmi Bank | 08067747700, 08067747711 | Balance Enquiry, 3 months statement |
| Yes Bank | 09223920000, 09223921111 | Account Balance, Last 5 transactions |
| Saraswat Bank | 09223040000, 09223501111 | Balance Enquiry, Last 5 transactions |
| Karnataka Bank | 1800-425-1445, 1800-425-1446 | Balance Confirmation, Mini Statement |
| Karur Vysya Bank | 09266292666, 09266292666 | Savings, Account Statement enquiry, Account Statement enquiry |
| South Indian Bank | 09223008488 | Missed call balance enquiry |
| Federal Bank | 1800-419-0610 | Missed call balance enquiry |
| RBL Bank | 09223011300 | Savings, Current, CC and OD accounts |
| Bandhan Bank | 09223008666, 09223008777, 09223011000 | Missed call balance enquiry, Mini statement enquiry, SMS ‘BAL Account number’ for a balance enquiry, SMS ‘MINI Account number’ for mini statement |
| DCB Bank | 07506660011 or 52484 | SMS BAL Last 4 digits of the debit card number |
| Citibank Bank | 09223011300 | SMS ‘BAL Last 4 digits of the debit card number |
| Deutsche Bank | 1800-123-6601 | Missed Call Balance enquiry |
| Catholic Syrian Bank | 08828800900 | Toll-free number |
| Standard Chartered Bank | 09987123123 | SMS ‘BAL’ for balance enquiry and SMS ‘TXN’ for mini statement |
Tips for checking the bank balance using the check number securely
While checking your bank balance using a bank balance check number is convenient, it is essential to ensure the security of your financial information. Here are some tips to keep in mind:
a. Keep Your PIN Secure
When asked for your PIN or OTP make sure to type it in quietly. Don’t tell anyone this information and don’t store it on your phone.
b. Double-Check the Number
Always verify that you are dialing the correct balance check number for your bank. Using the wrong code may lead to unintended consequences.
c. Use Secure Networks
If possible, use a secure and private network when checking your bank balance. Public Wi-Fi networks can be risky, as they may expose your financial information to potential threats.
d. Logout When Done
If you are using a shared phone or a public computer make sure to log out after checking your balance. This prevents unauthorized access to your account.
How to Check Bank Account Balance on the Phone?
Now that we know why it’s good and safe to use a bank balance check number, let’s learn how to check your bank account balance with your phone.
a. Find the Balance Check Number for Your Bank
Different banks have different numbers for checking account balances. You can easily find this code on your bank’s official website, in the bank’s mobile app, or by contacting their customer service helpline. Make a note of this code.
b. Dial the Balance Check Number
On your mobile phone, dial the balance check number associated with your bank. After making the call, listen to all the information carefully and keep the important details of your bank account written down with you..
c. Follow the Prompts
Once you’ve dialed the bank number after that the bank will ask some basic details of your account which you have to enter.
d. Enter Additional Details if Required
Depending on the bank, you might need to enter additional details such as your date of birth, last few digits of your ATM card, or your PIN. Follow the prompts and enter the required information accurately.
e. View Your Bank Balance
After entering the necessary details, the system will authenticate your information and provide the details of your account balance.
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Advantages of Checking Bank Balance over the Phone
Checking your bank balance over the phone offers several advantages that make it a popular choice among Indian account holders.
a. Accessibility for All
One of the most significant advantages is that it’s accessible to everyone, regardless of the type of phone you have. Whether you own a basic feature phone or a smartphone, you can use the bank helpline number to check your balance.
b. Quick and Convenient
Checking your bank balance through a contact number is a quick and convenient process. You don’t need to visit the bank branch or use internet banking, saving you time and effort.
c. No Internet Required
In lots of places in India, like the countryside, the internet can sometimes be shaky. But there’s a way to see how much money is in your bank without needing a good internet connection. You can just dial a number to check your balance, and this means you can check your account whenever you want, even if the internet isn’t strong.
d. No Charges or Minimal Costs
Most banks offer the contact number facility for checking balances either for free or at a very nominal cost. This makes it an affordable option for a wide range of users.
Conclusion – Bank Balance Check Number
It’s important to keep an eye on your bank balance to manage your money well. In countries like India, many people depend on banks, so it is vital to have easy ways to check how much money you have.
Banks give you special balance check number. These contact numbers work quickly and don’t need the internet, so you can use them even where the internet is not great.
But, remember to be careful while using the Bank Balance Check Number. Always keep your financial info safe. So, when you want to see your bank balance, think about using Balance check number. Stay smart about your money and keep it safe!
Last Updated on 1 year
