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Fibe App Review

Do you need money urgently but don’t have a good credit score or a long credit history? If yes, then you might have faced difficulties in getting a personal loan from a bank or a traditional lender. But don’t worry, there is a solution for you.

Fibe App is a popular online lending platform that offers instant personal loans to salaried individuals in India. With Fibe app, you can get money in your bank account within minutes with a low interest rate and a flexible repayment plan. You can use the loan for any purpose, such as household expenses, education, medical, business, or personal needs.

In this Fibe app review, we will tell you everything you need to know about this app, including its features, benefits, eligibility, interest rates, pros and cons, and customer reviews. After reading this article, you should be able to figure out that the Fibe app is the best option for you.

Check – Money View Personal Loan Review

What is Fibe Personal Loan?

Fibe, formerly known as EarlySalary, is a digital lending platform that was founded in 2015 and is headquartered in Pune, Maharashtra. Fibe offers personal loans ranging from Rs.5,000 to Rs.5,00,000 with a repayment tenure of up to 36 months. The interest rates on Fibe loans start from 15% per annum and vary depending on the borrower’s profile and eligibility. 

Fibe claims to provide fast and hassle-free loan approval and disbursement within minutes, without any collateral or paperwork. Fibe also offers a line of credit and interest-free EMIs for various purposes, such as education, travel, shopping, medical emergencies, and more.

Features of Fibe Loan App

  • No collateral or guarantor required
  • 100% online and paperless process
  • Minimal documentation and verification
  • Flexible loan amount and tenure
  • Competitive interest rates and charges
  • Multiple repayment options and pre-closure facility
  • Secure and transparent platform
  • User-friendly interface and customer support

Fibe Personal Loan App: Pros and Cons

Like any other product or service, Fibe personal loan app has its own advantages and disadvantages. Here are some of the pros and cons of the Fibe app that you should consider before applying for a loan.


  • Quick and easy loan application and approval
  • Instant cash transfer to your bank account
  • No collateral or guarantor required
  • Flexible loan amount and tenure
  • Competitive interest rates and charges
  • Multiple repayment options and pre-closure facility
  • Secure and transparent platform
  • User-friendly interface and customer support


  • High eligibility criteria for salaried individuals only
  • High credit score required for lower interest rates
  • Limited loan amount and tenure compared to other lenders
  • High processing fee and late payment fee
  • Access to your personal and financial data through app permissions.

Apply Now for 10 lakh personal loan

Fibe Instant Personal Loan App Google Review

To get a better idea of the customer experience and feedback of Fibe personal loan app, you can check out the Google reviews of the app on the Play Store. Here are some of the positive and negative reviews of the Fibe app that we have selected for you.

Positive Review

FIbe App Positive review 1

Negative Review

FIbe App Negetive review 2
FIbe App Negetive review 3

Fibe Personal Loan Interest Rate

The interest rate of Fibe personal loan depends on many elements, including loan amount, duration, income, credit score, and repaying history. Fibe interest rate can range from 15% to 36% per annum, which is lower than most traditional banks and other online lenders. Check Credit Score in free.

Fibe also charges a processing fee of up to 2% of the loan amount, which is deducted from the disbursed amount. There are no hidden charges or prepayment penalties on Fibe loans.

Check – mPokket Personal loan Review

Fibe Personal Loan Eligibility Criteria

To be eligible for a Fibe personal loan, you need to meet the following criteria:

  • You have to be a salaried person between the ages of 21 and 55.
  • You must have a minimum monthly salary of Rs.15,000 in non-metro cities and Rs.18,000 in metro cities.
  • You must have a valid PAN card, Aadhaar card, and bank account.
  • You must have a good credit score and repayment history.

Documents Required for Fibe Personal Loan

To apply for a Fibe personal loan, you need to submit the following documents:

  • A selfie or passport-sized photograph
  • Proof of identity: This includes Passport, Aadhaar card, PAN Card, or Driving License
  • Proof of address: voter ID, utility bills, rental agreements, and passports.
  • Proof of income: This includes bank statements, salary slips, or proof of employment.

Apply Now for 50 lakh personal loan

Application Process of Fibe Personal Loan

The application process of Fibe personal loan is very simple and quick. You can follow these steps to apply for a Fibe loan:

  • Download the Fibe app from the Google Play Store or the Apple App Store, or visit the Fibe website.
  • Register with your mobile number and email ID, and create your profile.
  • Choose the loan amount and tenure that you want, and check your eligibility and offers.
  • Upload the required documents and complete the verification process.
  • Review and accept the loan agreement and terms and conditions.
  • Get the loan amount credited to your bank account within minutes.

Apply Now for Personal loan in delhi Ncr

How Do I Repay My Fibe Personal Loan?

You can repay your Fibe personal loan in easy monthly installments (EMIs) through various modes, such as:

  • Auto-debit: You can link your bank account with Fibe and authorize Fibe to deduct the EMI amount automatically from your account on the due date.
  • Net banking: You can log in to your Fibe account and pay the EMI amount through net banking from your preferred bank account.
  • UPI: You can use any UPI app, such as Google Pay, PhonePe, or Paytm, to pay the EMI amount using the UPI ID provided by Fibe.
  • Debit card: You can use your debit card to pay the EMI amount through the Fibe app or website.

You can also prepay your Fibe loan partially or fully before the end of the tenure, without any penalty or extra charges. You can do this by logging in to your Fibe account and choosing the prepayment option.

Check – RupeeRedee Personal Loan

How do I close my Fibe loan account?

To close your Fibe loan account, you need to log in to the Fibe app or website and pay the outstanding loan amount. You do not need to submit any documents or pay any pre-closure charges. Once you pay the loan amount, your account will be closed automatically.

Fibe Loan Customer Care Number

If you have any queries or issues regarding your Fibe loan, you can contact the Fibe loan customer care number through the following channels:



Customer queries 

Is Fibe Loan App Real or Fake?

Fibe app loan is real and not a scam. Fibe is a registered NBFC and is regulated by the RBI. Fibe has also partnered with leading banks and financial institutions, such as Axis Bank, ICICI Bank, HDFC Bank, and Bajaj Finserv, to provide secure and reliable lending services.
Fibe has a strong customer base of over 10 million users and has disbursed over Rs.3,000 crore in loans since its inception. Fibe also has a high rating of 4.4 out of 5 on Google Play Store and 4.6 out of 5 on Apple App Store, which reflects its customer satisfaction and trust.

Final Verdict

Fibe app is a smart and convenient way to get instant personal loans online. It offers flexible and competitive loan options for salaried individuals who need some extra cash for various purposes. Fibe app is a secure and transparent platform that provides fast and hassle-free loan approval and disbursement. 

Fibe app also has a high customer satisfaction and trust rating, which makes it a reliable and trustworthy online lender. However, the Fibe app also has some drawbacks, such as high eligibility criteria, limited loan amount and tenure, and high processing fee and late payment fee. 

Therefore, you should carefully compare the Fibe app with other lenders and choose the best option for your needs and budget. We hope that this Fibe app review has helped you understand the pros and cons of the Fibe app and make an informed decision.

Check Personal loan in different Cities:-

  1. Personal loan in bangalore
  2. Personal loan in chennai
  3. Personal loan in Ahmedabad

FAQs - Fibe App Review

Fibe is a safe app that gives you loans quickly and easily. It uses new technology to protect your personal information and money. It has ISO 27001 certification and PCI DSS app-based journey.

Fibe app is approved by RBI as a non-banking financial company (NBFC). It is registered with RBI as EarlySalary, which is the old name of Fibe.

Fibe app is used to get instant personal loans online up to Rs.5 lakhs. You can use the money for any purpose like medical treatment, home renovation, etc.

The old name of Fibe loan is EarlySalary. Fibe is the new brand name of the same company that offers quick and easy personal loans.

Fibe loan range from Rs.5,000 to Rs.5,00,000 based on eligibility. Check offers on the Fibe app. 

Fibe loan needs Rs.15,000 salary in non-metros and Rs.18,000 in metros. Other factors affect loan and rate. 

Fibe loan is quick. Get money in minutes if approved. Verification and bank time may vary. Max 24 hours. 

Check Your Eligibility​

    Vishal Kumar

    Vishal is a content writer who writes articles on various topics and is currently working as a writer on loan, banking, and business related financial topics on LOANPANDIT website. Vishal works to explain financial concepts to the readers in a very simple way through his attractive and informative articles. Their goal is to empower people to make financial decisions.

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