If you need Personal loan for your needs than Instant loan apps are the best option to fulfill your requirement. You can take loans from these apps easily and without any trouble. These loan apps are perfect option to get loan faster in emergencies and financial purposes. You can take loan faster than banks by using these apps with minimal documents.
Top 25+ Instant Personal Loan Apps in India
| App Name | Max Loan Amount | Interest Rate | Tenure | App Rating |
| PaySense | Rs. 5 lakhs | 16.8% p.a. | 3-60 month | 3.5 |
| Navi | Rs. 20 lakhs | 9.9% p.a. | 3-72 month | 4 |
| LoanTap | Rs. 10 lakhs | 18% p.a. | 6-60 month | 3.8 |
| MoneyTap | Rs. 5 lakhs | 13% p.a. | 2-36 month | 4.1 |
| ZestMoney | Rs. 1 lakh | 14% p.a. | 3-12 month | 4 |
| Credy | Rs. 1 lakh | 1% per month | 3-12 month | 3.6 |
| StashFin | Rs. 5 lakhs | 11.99% p.a. | 3-36 month | 4.1 |
| SmartCoin | Rs. 25,000 | 20% p.a. | 3-9 month | 3.9 |
| Rupeelend | Rs. 1 lakh | 0.1% per day | upto 3 months | 3.2 |
| ePayLater | Rs. 20,000 | 36% p.a. | 7-14 days | 3.4 |
| CashBean | Rs. 60,000 | 25.55% p.a. onwards | 3-12 month | 3 |
| PayMe India | Rs. 2 lakhs | 18% p.a. | 3-24 month | 3.9 |
| Indiabulls Dhani | Rs. 15 lakhs | 1.5% p.m. | 3-24 month | 3.4 |
| MoneyView | Rs. 5 lakhs | 1.33% per month | upto 60 Month | 4.7 |
| Realme PaySa | Rs. 10 lakhs | 11% p.a. | 3-12 month | 3.5 |
| RupeeRedee | Rs. 25,000 | 0.1% per day | 3-60 month | 3.5 |
| EarlySalary (Fibe) | Rs. 5 lakhs | 2.49% p.m. | 3-26 month | 2.5 |
| KreditBee | Rs. 2 lakhs | upto 29.95% p.a. | Upto 24 month | 4.5 |
| NIRA | Rs. 1 lakh | 1.67% p.m. onwards | 3-12 month | 4.3 |
| LazyPay | Rs. 1 lakh | 15% to 33% p.a. | 3-24 month | 4.3 |
| Home Credit | Rs. 2 lakhs | 19% p.a. | 12-48 month | 4.4 |
| Upwards | Rs. 50,000 | 18% p.a. | Upto 60 Mont | 3.8 |
| CASHe | Rs. 2 lakhs | 1.75% to 3.5% p.m. | 3-18 month | 4 |
| FlexSalary | Rs. 2 lakhs | 1% per day | 10-36 month | 4.3 |
| MobiKwik | Rs. 5 lakhs | 12% p.a. onwards | 3-24 month | 3.8 |
| Fullerton India | 50k to 25 Lakhs | – | Upto 60 monts | 2.2 |
| mPokket | 1000 -30,000 | 1%- 6% p.a. | Upto 4 Month | 4.4 |
| India Lends | 15k – 50 Lakhs | 10.75 – 25% p.a. | 12- 60 month | 4 |
Read Article: Instant loan without Cibil score
Best Instant Loan App without Salary Slips
The following loan apps offer personal loan without a salary slip:
| App Name | App Rating | Loan Amount | Tenure | Interest Rate |
| CASHe | 4 | Upto 2 Lakh | 3-18 month | 1.75% – 3.5% p.m |
| ZestMoney | 4 | Upto 1 lakh | 3-12 month | 14% p.a. |
| PaySense | 3.5 | Upto 5 lakhs | 3 – 60 month | 16.8% p.a. |
| Money View | 4.7 | Upto 5 Lakh | upto 60 Month | 1.33% p.m. |
| Navi | 4 | Upto 20 lakhs | 3-72 month | 9.9% p.a. |
| mPokket | 4.4 | Upto 30,000 | Upto 4 Month | 1%- 6% p.a. |
| Dhani | 3.4 | Upto 15 lakhs | 3-24 month | 1.5% p.m. |
Instant Personal Loan Apps without CIBIL Score
Instant loan apps can quickly give you money, even if you don’t have a regular job or a good credit score. But they usually charge a lot of interest and expect you to pay back the money in a short time. Some of the fastest instant loan apps that don’t require a salary or a good credit score include Nira, Smart Coin, KreditBee, Kissht, and Finnable. Check your credit report in free
When you want a loan from these apps, you will usually have to show your PAN card and Aadhaar card, and sometimes your bank statements or proof of income. If they approve your loan, then your loan amount will transfer to your bank account. Different apps have different rules for paying back the loan, but most of the time you will have to pay it back in a few months.
Instant Small Cash Loan Apps in India
In this table you will get small Instant cash loan apps which provide immediate cash within 5 mins. Loan starting at Rs.1000 with easy documentation and flexable interest rate.
| App Name | Max Loan Amount | Interest Rate | Tenure | App Rating |
| KreditBee | Rs. 2 lakhs | upto 29.95% p.a. | Upto 24 month | 4.5 |
| mPokket | 1000-30,000 | 1%- 6% p.a. | Upto 4 Month | 4.4 |
| ZestMoney | Rs. 1 lakh | 14% p.a. | 3-12 month | 4 |
| CASHe | Rs. 2 lakhs | 1.75% to 3.5% p.m. | 3-18 month | 4 |
| MoneyView | Rs. 5 lakhs | 1.33% per month | upto 60 Month | 4.7 |
Conclusion
Instant loan apps can be a convenient and hassle-free way to borrow money, especially for those with poor credit history or who are unable to obtain a loan from a traditional financial institution. However, it is important to compare different apps and choose one that offers competitive interest rates and terms. It is also important to be aware of the risks associated with instant loan apps, such as high interest rates and fees.
FAQs related to Instant Personal Loan Apps
Q 1: How to get 20000 rupees urgently?
There are a few ways to get 20,000 rupees urgently. One option is to apply for an instant loan through one of the apps listed above. Another option is to ask a friend or family member for a loan. If you have a credit card, you can also use a cash advance to get the money you need. However, it’s important to note that cash advances typically have high interest rates, so it’s important to repay them as quickly as possible.
Q 2: How to get 30k instantly?
You can take a 30k loan from many online apps. If you are applying for an instant personal loan you may be able to borrow up to 30k, but it is likely that you will need to have a good credit score and a stable income.
Q.3 How long does it take to deliver credit card approval?
Bank of Baroda typically processes and approves credit card applications within 7-15 working days. Once approved, it may take up to 21 days for the credit card to be delivered to your address. Please note that actual timelines may vary based on individual circumstances.
Q.4 How can I activate my BOB credit card?
You can activate your Bob credit card online by logging into your Bob World account and clicking “Activate Card” next to your credit card number. Alternatively, use the Bob World mobile app or contact Bob customer care.
Last Updated on 11 months
